|
| |
| 30 Year Conventional Mortgage |
| 20 Year Conventional Mortgage |
| 15 Year Conventional Mortgage |
| Vermont Housing Finance Agency (VHFA) |
| 5/1 Adjustable Rate Mortgage |
| 3/1 Adjustable Rate Mortgage |
| Construction to Permanent Financing |
| Second Homes and Investment Properties |
Rates last updated on Thursday, October 16, 2008
|
30 Year Conventional Mortgage
Term: 30 years
Maximum Amount: $417,000
|
| Rates | Points | APR |
|---|
| 5.5% | 3% | 5.971% |
| 5.75% | 2% | 6.129% |
| 6% | 1% | 6.287% |
| 6.375% | 0% | 6.569% |
 |
20 Year Conventional Mortgage
Term: 20 years
Maximum Amount: $417,000
|
| Rates | Points | APR |
|---|
| 5.5% | 3% | 6.132% |
| 5.75% | 2% | 6.257% |
| 6% | 1% | 6.381% |
| 6.375% | 0% | 6.631% |
|
15 Year Conventional Mortgage
Term: 15 years
Maximum Amount: $417,000
|
| Rates | Points | APR |
|---|
| 5% | 3% | 5.787% |
| 5.25% | 2% | 5.88% |
| 5.625% | 1% | 6.099% |
| 6% | 0% | 6.317% |
|
Vermont Housing Finance Agency (VHFA)
Term: 30 years
|
| Rates | Points | APR |
|---|
| 6.25% | 1% | 6.541% |
| 6.75% | 0% | 6.948% |
| |
Rates for manufactured housing are different. Please contact a mortgage loan officer at 888-252-0202 ext. 2002 for additional information. |
|
5/1 Adjustable Rate Mortgage
Term: 30 years
Maximum Amount: $417,000
|
| Rates | Points | APR |
|---|
| 5.75% | 0% | 4.991% |
|
3/1 Adjustable Rate Mortgage
Term: 30 years
Maximum Amount: $417,000
|
| Rates | Points | APR |
|---|
| 5.5% | 0% | 4.72% |
|
Construction to Permanent Financing
Term: 30 years
Maximum Amount: $417,000
|
| |
For rates on this program please contact one of our mortgage loan officers at 888-252-0202 ext. 2002. |
|
Second Homes and Investment Properties
Term: 30 years
Maximum Amount: $417,000
|
| |
For rates on this program please contact one of our mortgage loan officers at 888-252-0202 ext. 2002 |
|
|
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
|